Fall Open HouseSeptember 24–26Walker & BemidjiView event details ×

Modular homes

A site-built home, built better, in a factory.

Modular homes are built to the same state and local building codes as a stick-built home, then crane-set onto your foundation in block sections. The result: a permanent home that's structurally stronger, faster to build, and indistinguishable from on-site construction once finished.

The basics

What makes a home “modular”?

Modular homes are factory-built in block-shaped sections, transported on flatbed trucks, and craned into place on a permanent foundation, usually a basement or crawl space. Once the sections are joined, a finish crew completes the seams, the roof line, and any on-site work. From the curb, you can't tell the difference between a finished modular and a comparable stick-built home.

Three things set them apart:

  • They're built to local code. Same building code as a contractor working on your land, not the federal HUD code that governs manufactured homes.
  • They're financed and appraised like a site-built home. Banks treat them the same. They appreciate (or depreciate) along with the local market.
  • They're often structurally stronger. Modular sections are over-engineered to survive highway transport, which usually means more lumber, more fasteners, and tighter tolerances than a site-built home.

Is it the right fit?

Why people choose modular.

  • You want a basement. Modular homes set easily over full basements; manufactured homes usually don't.
  • You want a two-story. Modulars stack; HUD-code homes don't.
  • You want full appraisal and traditional financing. Modular homes appraise as real estate, full stop.
  • You want a faster build than a site-built home. Most modular homes are factory-complete in 8–14 weeks.

Side by side

Modular vs. manufactured: the short version.

Modular

Built to local code · permanent foundation

  • Same code, financing, and appraisal as site-built
  • Sets over basements, crawl spaces, slabs
  • Can be two stories; any layout
  • Highly customizable before construction
  • Usually 8–14 weeks factory build

Manufactured

Built to HUD code · steel chassis stays

  • Most affordable factory-built option
  • Faster turnaround if it's already on the lot
  • Single-, double-, or triple-wide
  • Manufactured-home loan, not a traditional mortgage
  • Most of our plans are orderable either way

If your priority is a permanent home with full appraisal value and you're choosing between this and a stick-built, modular is usually the obvious answer.

Available now

Modular homes on our lots.

View all modular

Common questions

Modular-home questions we get a lot.

Is a modular home worth what a site-built home is worth?

Yes. Banks, appraisers, and county assessors treat modular homes the same as comparable site-built homes. They appreciate alongside the local market.

Can I get a regular mortgage?

You can. Modular homes qualify for conventional, FHA, VA, and USDA loans, the same loan products you'd use for a site-built home.

Can I customize it?

A lot. Most of the floor plans we sell are configurable before the factory builds them: you pick layout changes, finishes, fixtures, exterior options, and more. The catch is that customization happens up-front. Once the factory starts, changes get expensive.

How does the home actually arrive?

On flatbed trucks. The sections roll up to your lot, a crane lifts each one onto your foundation, and a finish crew joins them, completes the roof, and finishes interior seams. The set itself usually takes a day; the finish work runs another week or two.

Walk through one this week.

The Lexington A243, Arlington Advantage J399, and Legend 412 are all on our lots, all orderable as modular. Stop in.